Let's face it:  this recession stuff sucks.

And with all the talk about hedge funds, economic collapse and the end of the world, things can get a little heavy.  But we've got a bonus for you.  Enter:  Cayman Islands.

Tax haven-cum-heaven, we're setting you up at the Southern Cross Club in Little Cayman, a fishing and diving spot right on the South Hole Sound.  Gather some buddies (and some bodies) and make your way to one of the brightly coloured beachfront bungalows - the hues add some cheer to the recession mood.  Then, once you're settled in, head to the thatched Tiki bar for a few rounds of welcome drinks around the freshwater pool - just leave the miniature umbrellas for the ladies and you're still good in our books.

This is a largely casual resort, so your loafers stay in your room as you grab a hammock under one of many thatched (they like thatched) gazebos sprinkled across the white coral sand beach.  While you calculate how much your net worth just skyrocketed, try to remember the amazing reef that's waiting for you and your diving posse.  The Club's diving operation caters for experienced and novice divers, with exciting trips to Bloody Bay Marine Park and MS Keith Tibbets.  There are also night dives available - you know, for when you want to make an impression.

We'd recommend you - and your... guest - rinse off afterwards in your private outdoor shower.  We predict excellent returns on this investment.

Southern Cross Club, Fishing and Diving Resort | South Hole Sound, Little Cayman, Cayman Islands | 345 948 1099 | www.southerncrossclub.com